PCI Compliance Services to Protect Your Customer Data and Brand

PCI compliance refers to the set of standards established by the Payment Card Industry Security Standards Council (PCI SSC) to ensure that all businesses that accept, process, store, or transmit credit card information maintain a secure environment to protect sensitive customer information. The standards were created to prevent credit card fraud and ensure the security of payment card data.

For example, the restaurant and retail industry often handle large volumes of credit card transactions, exposing them to an increased risk of credit card fraud or theft. By complying with the PCI standards, businesses can reduce the risk of security breaches. Non-compliance can result in fines, legal fees, and damage to reputation and customer trust.

The PCI standards cover a range of areas, including data encryption, network security, access control, and regular testing and monitoring of security systems. To achieve compliance, businesses must undergo an assessment of their payment processing systems, implement appropriate security measures, and complete a self-assessment questionnaire or engage a Qualified Security Assessor (QSA) to conduct an audit.

The Payment Card Industry Data Security Standard (PCI DSS) outlines four levels of PCI compliance based on the volume of credit card transactions processed by a business annually. The levels are:

1. Level 1: This level is for merchants who process over six million transactions per year. Level 1 merchants must undergo an annual on-site assessment by a Qualified Security Assessor (QSA), provide quarterly network scans by an Approved Scanning Vendor (ASV), and complete an annual self-assessment questionnaire (SAQ).
2. Level 2: This level is for merchants who process between one and six million transactions per year. Level 2 merchants must complete an annual self-assessment questionnaire (SAQ) and provide quarterly network scans by an Approved Scanning Vendor (ASV).
3. Level 3: This level is for merchants who process between 20,000 and one million e-commerce transactions per year. Level 3 merchants must complete an annual self-assessment questionnaire (SAQ) and provide quarterly network scans by an Approved Scanning Vendor (ASV).
4. Level 4: This level is for merchants who process fewer than 20,000 e-commerce transactions and up to one million total transactions per year. Level 4 merchants must complete an annual self-assessment questionnaire (SAQ) and may be required to provide quarterly network scans by an Approved Scanning Vendor (ASV) depending on their payment processor's requirements.

The scope of services offered by Interface includes:

• Customized, pre-populated SAQ Wizard
• Attestation of Compliance (AOC)
• ASV scans (automated and on-demand) with remediation
• Security information and event management (SIEM) as a service
• File integrity monitoring for your POS (if applicable)
• Security Awareness Training
• PCI-compliant security policy templates
• $100,000 data breach protection for merchants with a single location and up to $500,000 data breach coverage for merchants with multiple locations